Why Keep a Home Inventory?
If your home is damaged or destroyed by an insured peril, it's important that it has been insured for its accurate replacement value.
A thorough inventory of your home's contents and the associated value of the contents will help you and your insurance representative confirm adequate coverage.
If you need to make a claim, your home inventory will help you receive proper compensation.
Consider using one of the home inventory apps now available such as: Sortly or Ask us to email you a home inventory check list.
What Your Insurer Needs for a Claim
Losses happen. If your property or contents are damaged, contact your insurance representative as soon as possible. Have on hand reference materials such as:
- Insurance policies
- Home inventory or similar records
- Credit card records (some creditors provide limited insurance for purchases)
- Photos
Always store your home inventory records off site such as a Safety Deposit Box, work computer or back up USB stick.
Consider updating your home inventory every 3 years.
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