Get a Quote Sutherland Insurance offers tailored insurance coverage to fit your lifestyle. Condo Insurance Coverage includes: Improvements and betterments inside the structure – such as floors, rugs, upgraded counter tops and fixtures attached to and forming part of the interior building. Contents with some specific limitations on certain items such as Jewellery, Road or Mountain Bikes or other collectibles. Loss assessment which covers you as the unit owner for bodily injury occurring or major damage to commonly owned parts of the building, such as a lobby, where all owners are responsible - in the event full coverage is not available under the condo buildings insurance policy. Personal liability to cover you and your family if someone is injured or you accidentally cause damage to the property of others, anywhere in the world. As a broker, it is our job to shop the market for the most competitive price option while making sure your specific needs are covered.