A collector car, often referred to as a classic or vintage car, is usually a vehicle that is older, has historical interest, and is considered valuable enough to be collectible rather than just an older car. Here are some key characteristics and criteria that typically define a collector car and determine its eligibility for collector car insurance:

  1. Age and Rarity: Collector cars are usually at least 15 years old, but this can vary. Rarity can also be a factor; limited edition models or cars with historical significance are often considered collectible.
  2. Condition: Collector cars are generally well-maintained or restored to their original condition.
  3. Value: Collector cars often appreciate in value, in contrast to regular vehicles, which typically depreciate over time.
  4. Usage: Collector cars are normally not used as everyday vehicles. They are often driven on a limited basis.
  5. Storage: Proper storage is crucial for collector cars and often recommended that these vehicles be stored in a secure, enclosed space like a garage or storage facility to protect them from weather and theft.
  6. Other Special Qualities: Some vehicles become collectible due to unique features, historical significance, or their association with significant events or people.


Driver Profile

If you meet the following criteria, please proceed to Collector Quote below (otherwise please select Regular Auto Quote)

  • You need to be licensed a minimum of 3 years.
  • Your classic car is 15 years of age or older.
  • Your classic truck is 25 years of age or older and not driven for any commercial use.
  • Vehicle model is unique or limited number built for the specific production year.
  • You need to have another vehicle that you drive on a daily basis.
  • Km driven is 8,000 or less annually.
  • Minimum Driver's age must be 21.


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Issued by Aviva Insurance and underwritten by Hagerty.