Collector Car Quote
Classic Car Insurance
Collector car insurance is usually for a classic or vintage vehicle that is older, has historical interest, and is considered valuable enough to be collectible rather than just an older car. Owning a classic vehicle is a unique passion that requires special care and protection. Collector car insurance is essential for safeguarding your prized possession against unforeseen events. Unlike standard car insurance, collector car insurance offers tailored coverage that recognizes the unique value and specific needs of vintage and collector cars. Investing in collector car insurance ensures your treasured vehicle is protected, allowing you to enjoy it with peace of mind.
Why Collector Car Insurance?
If your car is considered a classic due to its age, rarity, or high-value qualities, you should consider classic car insurance. Classic vehicles have different requirements compared to standard, modern automobiles. Without proper insurance protection, you risk inadequate coverage and insufficient value for your classic car, potentially leading to significant out-of-pocket expenses. With classic car insurance, you can enjoy your vehicle with peace of mind, knowing it is fully protected.
Here are some key characteristics and criteria that typically define a collector car and determine its eligibility for collector car insurance:
- Age and Rarity: Collector cars are usually at least 15 years old, but this can vary. Rarity can also be a factor; limited edition models or cars with historical significance are often considered collectible.
- Condition: Collector cars are generally well-maintained or restored to their original condition.
- Value: Collector cars often appreciate in value, in contrast to regular vehicles, which typically depreciate over time.
- Usage: Collector cars are normally not used as everyday vehicles. They are often driven on a limited basis.
- Storage: Proper storage is crucial for collector cars and often recommended that these vehicles be stored in a secure, enclosed space like a garage or storage facility to protect them from weather and theft.
- Other Special Qualities: Some vehicles become collectible due to unique features, historical significance, or their association with significant events or people.
Driver Profile
If you meet the following criteria, please proceed to Collector Quote below (otherwise please select Regular Auto Quote)
- You need to be licensed a minimum of 3 years.
- Your classic car is 15 years of age or older.
- Your classic truck is 25 years of age or older and not driven for any commercial use.
- Vehicle model is unique or limited number built for the specific production year.
- You need to have another vehicle that you drive on a daily basis.
- Km driven is 8,000 or less annually.
- Minimum Driver's age must be 21.
Looking for standard car insurance? We offer that too. Click the quote button below.