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The right car insurance at the right price.

For over 150 years, Sutherland Insurance has been one of the top insurance brokers in Ontario, and we've been insuring vehicles since the very first one rolled off the line. No matter what type of vehicle you drive, we offer affordable, understandable coverage along with a personal level of service that will exceed your expectations. Our longstanding relationships with the top insurance carriers allow us to save you money while providing the peace of mind you deserve.

Why is car insurance essential?

Car insurance is a legal requirement in Ontario for anyone who drives a car. It serves as a crucial layer of financial protection by covering the costs associated with repairs or sometimes even replacement of your vehicle following an accident. 

When you purchase car insurance with us, we provide:

  • Experts to match your unique needs with the best possible coverage for the best price.

  • Convenient payment options, including credit card, internet banking and monthly pay plan.

  • Sutherland Claims Expert- We sell a piece of a paper and a promise to be there when it matters. As a part of that promise, we have staff that specialize in assisting you through the hardships of the claims process. We will advocate on your behalf with the companies and educate you on what you are entitled to based on your coverage. A claim is often a very traumatic experience and we believe having an advocate you can trust by your side goes a long way towards making it a better one.

Essential Coverage:

  • Liability Insurance: Covers expenses for the other driver if you are at fault in an accident.
  • Collision Coverage: Compensates you for damage to your car from a collision.
  • Comprehensive Coverage: Provides protection against various types of damage not caused by a collision.
  • Uninsured Motorist Coverage: Offers protection when an at-fault driver does not have insurance.

FAQ on car insurance:

How are car insurance premiums calculated? The cost of car insurance is influenced by several factors including the driver’s age, gender, residential address, the type of car driven, frequency of use, driving history, previous insurance claims, the chosen type of coverage, and the deductible amount.

What does 'deductible' mean in car insurance terms? In car insurance, a deductible is the amount that you agree to pay out of pocket before your insurance coverage kicks in when you file a claim. This is part of your insurance contract and affects your premium costs.

Can other drivers be insured to drive my car? Yes, your car insurance policy can extend to other drivers if they have your permission to use the car. However, if someone is going to drive your car regularly, they need to be added as a named driver on your insurance policy to ensure they are fully covered.

Sutherland Insurance is here to help with all your car insurance needs. Whether it's getting you the best quote, the best coverage, or assisting with navigating any auto claims. Talk to one of our knowledgeable team members today. 

Please fill out the form below and one our experts will be in touch with you shortly to help secure the best auto insurance for your needs.

 

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