Cruise, motor or sail worry-free, knowing you have the right boat insurance coverage in place with our Insurer company partners at Sutherlands. Operators must have a Pleasure Craft License.

Our featured coverage includes:

  • Replacement cost on total and partial losses
  • Uninsured boater or vessel protection.
  • Personal effects including your treasured fishing equipment - all of it
  • Extended protection for water skiing
  • Emergency assistance for towing and medical
  • Broad navigation limits including Florida if you need it.

Our discounts include:

  • Experience boater with more than 3 years as an owner of a boat
  • Claims free for 3 or 5 years.
  • Power Squadron

Types of boats covered:

  • Sailboats
  • Runabout
  • Speed Boats up to 75 mph { Special exceptions available up to 100 mph }
  • Pontoon
  • Sea Doos
  • Cruiser up to $ 1,000,000 in value
  • Any boat over 20 years may require a survey or photos. Photos need to verify that hull & interior engine compartment are in tip top condition. These photos may eliminate the need for a marine survey.

Coverage available:

  • All-risks with some exclusions
  • Liability if strike someone in the water or another boat
  • First Claim Forgiveness { Coast is the only partner currently offering this }
  • Partial loss replacement cost, some partners with an age limit, others with no age limit
  • Medical payments as a result of bodily injury to you or another party
  • Liability-only policies are available if you wish to exclude the boat hull and motor

We'll Help You Leave Your Worries on Shore

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