Personal Insurance
MTO is extending the validity of all driver, vehicle and carrier products and services that expired on or after March 1, 2020
March 27, 2020
In an effort to help keep people safe and reduce the need for in-person visits to Service Ontario or an International Registration Plan office to obtain driver, vehicle or carrier products and services, MTO is extending the validity of all driver, vehicle and carrier products and services that expired on or after March 1, 2020, including: (click header for more)
Covid-19
March 18, 2020
Our phone lines will remain open (519-822-0160), emails will still be answered as promptly as possible and we are integrating web conferencing for meetings we would usually like to take in person in an effort to practice safe social distancing.
Office Visitors
March 12, 2020
In an effort to curb the spread of the coronavirus, effective Friday March 13 we will be suspending visitors to our office until April 1, 2020. We will continue to serve you by phone and email as usual. Our business hours during this time are 8:30am - 5:00pm. Thank you for your understanding.
Ontario approves electronic pink slips
September 6, 2019
Ontario has become the fourth province in Canada to approve the use of electronic proof of auto insurance (EPAI) for drivers, effective immediately.
Why new alcohol rules could be a risk management nightmare
July 18, 2019
Ontario now allows "happy hours" and "tailgate parties".
Ontario will cut government-run travel insurance program: minister
May 1, 2019
Ontario is moving ahead with a plan to scrap a provincial program that offers basic out-of-country travel insurance.
Online Payment Change
April 1, 2019
As we change our systems to serve you better, please include your client number as your payee reference number with all on-line banking payments. This is effective starting April 1, 2019. Your client number is indicated on your Sutherland Insurance invoice.
Fraudsters selling fake insurance
March 18, 2019
Fraud artists are luring innocent and unaware drivers with the false promise of inexpensive auto insurance that is actually fraudulent.
Four Years in Jail for Texting While Driving
March 16, 2019
A Quebec man convicted of killing another driver and injuring two teenagers while texting at the wheel has been sentenced to four years in prison.
Martin Carrieres, 39, had exchanged more than 30 text messages while driving on a poorly lit road in March 2012.
Distracted Driving
January 11, 2019
Know what counts as distracted driving – before you get behind the wheel.
Insurance Is Only As Good As Your Last Claim
November 30, 2017
This is a phrase I often use with my clients.
People buy insurance as a form of risk management, but despite all of our best efforts, the
unexpected can happen.
Travelling Soon? Do you have Emergency Medical Insurance?
August 31, 2017
Whether you are going to the US for business, vacationing out of country, or visiting relatives in another province, you need to have Emergency Medical Insurance.
Cyber Attacks - Protecting Your Business
July 4, 2017
Computer hackers can initialize both physical and reputational damage to an organization and the majority of business owners are nowhere close to being prepared.
Three-day roadside suspensions for drug-impaired Ontario drivers start Oct. 2
September 29, 2016
Effective this Monday, Ontario police will be able to impose three-day roadside licence suspensions for drivers found to be operating vehicles while impaired by a drug or by a combination of drugs and alcohol.
Licence Renewal goes up Sept 1
August 23, 2016
The price to renew your licence plate sticker is going up again.
Important Changes to your Automobile Insurance
June 29, 2016
This is an IMPORTANT announcement for all Ontario Auto insurance policy holders.
Overland Water Coverage
June 1, 2016
Many of our property insurance companies are now offering Overland Water Coverage.
Proud to be a finalist in the 2016 Business Excellence Awards
May 13, 2016
The Guelph Chamber of Commerce has announced the finalists for the 2016 Business Awards. Sutherland Insurance is nominated for Excellence in Business.
Emergency Claims info for Alberta wildfire clients
May 5, 2016
Insurers prepare to assess damage in Fort McMurray
Driverless cars - How will they impact insurance?
April 28, 2016
How will driverless cars impact insurance?
Provincial Budget and Insurance
February 29, 2016
Positive changes are ahead for auto insurance.
Insurance fraud in Toronto
February 27, 2016
Insurance fraud affects everyone's rates. Toronto clinic busted.
Solution for Uber Drivers
February 20, 2016
We are pleased to announce that we are now able to offer part-time Uber drivers proper insurance coverage.
Insurance Solution for Uber Drivers
January 6, 2016
Aviva to offer insurance solution for Uber drivers.
Commercial Insurance
Why Consultants Need Professional Liability
March 23, 2018
As the work force becomes more contract orientated, there has been an increase in independent consultants. These individuals are self-employed and hired by firms per project relating to their discipline.
Commercial Exposure - Insuring Buildings to Value
January 8, 2018
The value of commercial properties has increased significantly over the last two decades along with the cost of construction. Given the significant amount of investment, it is important for property owners to understand the importance of insuring to value.
Professional Liability
October 18, 2017
Let’s talk about Professional Liability. Also known as Error’s & Omission’s Insurance.
The Essentials of Business Insurance
August 14, 2016
What insurance is considered essential for a business?
General
How Police Will Handle Roadside Testing for Marijuana
November 16, 2018
If you’re over these limits – two nanograms of THC per millilitre of blood for a summary conviction (essentially a warning with an up to $1,000 fine) and five nanograms for a criminal conviction – you can be charged
Q- As a Landlord what do I need to know about insuring student occupied housing?
April 14, 2016
Insuring Student Housing
Insurer asks policy holders: Are you driving for Uber
January 4, 2016
Wawanesa Insurance is asking their clients whether or not they drive for Uber.