As a property owner, it’s essential to keep your walkways safe during the winter months. Sidewalks, driveways, and entryways can become hazardous areas due to snow and ice which in turn can increase the risk of slip-and-fall accidents. These accidents can potentially lead to injuries and in some cases, costly insurance claims.
Why winter walkway safety matters
Icy conditions can develop quickly during the winter, which can make it important to stay on top of snow and ice removal. If someone were to slip and fall on your property due to unsafe conditions, you could be held liable which could potentially result in legal action or an insurance claim. This not only impacts your insurance policy but could also create stress and financial strain. Fortunately, there are steps you can take in order to reduce these risks:
Clear snow quickly
One of the most effective ways to prevent an accident is by clearing snow as soon as possible after it falls. The longer snow sits, the more likely it is to compact into ice which makes it difficult to remove and more dangerous to pedestrians. Keep a snow shovel or snow blower handy to ensure walkways, driveways, and entrances are cleared regularly.
Use salt or sand to reduce ice
Consider using salt, sand, or any de-icing product to reduce ice build-up after shovelling snow. Salt can help to melt ice, while sand provides traction on slippery surfaces. Pay attention to high-traffic areas, such as walkways, front steps, and pathways leading to parking areas. Check these areas throughout the day if able to do so, especially during freezing temperatures.
Ensure proper lighting
With daylight hours becoming shorter during the winter, it’s crucial to ensure that walkways and entrances are well-lit. Good lighting helps pedestrians see potential hazards, such as ice patches, that might otherwise be missed in low light conditions. Consider adding motion-sensor lights or increasing the wattage of existing bulbs to brighten dark areas around your property.
Minimize liability and stay protected
By taking these steps, you can protect yourself and others from the dangers of winter weather while reducing the potential of slip-and-fall accidents on your property. Maintaining safe walkways is not only your responsibility as the property owner, but also a key way to avoid the stress of potential liability or insurance claims. This applies to personal property owners as well as business owners.
At Sutherland Insurance, we’re here to help you stay protected. If you’re unsure whether your current seasonal or permanent property policy offers enough coverage for winter-related incidents, contact us today for a policy review or to discuss additional coverage options.
The content provided in this article is for informational purposes only and does not constitute as professional advice.
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