Personal Insurance

Why It's Crucial to Update Your Home Insurance

November 20, 2023

Learn when to contact Sutherland Insurance to update your home policy. Ensure your renovations, high-value purchases, and collectibles are fully protected.

What to Do in the Event of a Home Insurance Claim

November 13, 2023

Experiencing a home insurance claim can be a stressful and overwhelming ordeal. Knowing what steps to take can alleviate some of the stress and expedite the recovery process. At Sutherland Insurance, we've got your back.

Conviction Protection Coverage: A Small Investment with Big Returns

November 6, 2023

While getting a driving ticket can be a stressful experience, did you know there's a simple way to shield your auto insurance premiums from the impact of your first driving conviction? Conviction Protection Coverage - let the brokers at Sutherland Insurance show you the benefits of this beneficial and inexpensive coverage.

The Ultimate Guide to Homeowners Insurance for First-Time Buyers in Ontario

October 30, 2023

Purchasing a home is a significant milestone, especially for first-time buyers. As you navigate through this exciting journey, it's crucial to understand the various facets of homeowners insurance. Sutherland Insurance can help to demystify the rising cost of premiums, the role your credit score plays, and the importance of water coverage options.

The Real Impact of Driving Infractions

October 23, 2023

Auto insurance is an essential expense for drivers in Ontario. While we all want the best coverage at the most affordable rate, it's crucial to understand the factors that can cause your insurance premiums to soar. Sutherland Insurance can provide you with both expert advice and a quote tailored to your needs.

Do You Need Home-Based Business Insurance? 

September 18, 2023

Are you one of the many Ontarians running a business out of your home? Whether it's a side hustle or a full-fledged business, you need to know how your traditional home insurance impacts your entrepreneurial journey. Sutherland Insurance can show you what's covered and what isn't.

How Climate Change Can Affect Home Insurance Rates

September 1, 2023

As a homeowner, you may have noticed a steady increase in your home insurance rates over the past few years. You may be wondering what's driving this increase. Let Sutherland Insurance show you that while many factors influence home insurance premiums, one of the leading causes is something that affects us all: climate change.

Navigating Auto Insurance Claims

August 28, 2023

Getting into a car accident can be a stressful experience. One moment you're driving along, and the next, you're dealing with property damage, possible injuries, and the inevitable paperwork. At Sutherland Insurance, we understand how overwhelming this can be. That's why we provide a dedicated in-house claims specialist to help our clients navigate the often confusing world of auto insurance claims.

Understanding the Different Types of Life Insurance with Sutherland Insurance

August 4, 2023

Life insurance is an essential part of any comprehensive financial plan. It provides financial security for your loved ones in the event of your untimely demise. But with so many types of life insurance available in Canada, it can be challenging to understand which one is right for you. At Sutherland Insurance, we're committed to helping you navigate this complex landscape. In this blog, we'll explore the various types of life insurance available in Canada and their unique benefits.

Life Insurance vs. Mortgage Insurance: Making the Right Choice with Sutherland Insurance

July 31, 2023

At Sutherland Insurance, we believe in empowering our clients with the knowledge to make informed decisions about their financial security. Today, we're discussing a topic that often confuses many: the difference between Life Insurance and Mortgage Insurance. We'll also highlight how our partnerships with leading insurance providers like Canada Life, Manulife, and Wawanesa Life can help you secure your family's future.

Ontario approves electronic pink slips

September 6, 2019

Ontario has become the fourth province in Canada to approve the use of electronic proof of auto insurance (EPAI) for drivers, effective immediately.

Why new alcohol rules could be a risk management nightmare

July 18, 2019

Ontario now allows "happy hours" and "tailgate parties".

Ontario will cut government-run travel insurance program: minister

May 1, 2019

Ontario is moving ahead with a plan to scrap a provincial program that offers basic out-of-country travel insurance.

Online Payment Change

April 1, 2019

As we change our systems to serve you better, please include your client number as your payee reference number with all on-line banking payments. This is effective starting April 1, 2019. Your client number is indicated on your Sutherland Insurance invoice.

Fraudsters selling fake insurance

March 18, 2019

Fraud artists are luring innocent and unaware drivers with the false promise of inexpensive auto insurance that is actually fraudulent.

Four Years in Jail for Texting While Driving

March 16, 2019

A Quebec man convicted of killing another driver and injuring two teenagers while texting at the wheel has been sentenced to four years in prison. Martin Carrieres, 39, had exchanged more than 30 text messages while driving on a poorly lit road in March 2012.

Distracted Driving

January 11, 2019

 Know what counts as distracted driving – before you get behind the wheel.

Insurance Is Only As Good As Your Last Claim

November 30, 2017

This is a phrase I often use with my clients. People buy insurance as a form of risk management, but despite all of our best efforts, the unexpected can happen.

Travelling Soon? Do you have Emergency Medical Insurance?

August 31, 2017

Whether you are going to the US for business, vacationing out of country, or visiting relatives in another province, you need to have Emergency Medical Insurance.

Cyber Attacks - Protecting Your Business

July 4, 2017

Computer hackers can initialize both physical and reputational damage to an organization and the majority of business owners are nowhere close to being prepared.

Three-day roadside suspensions for drug-impaired Ontario drivers start Oct. 2

September 29, 2016

Effective this Monday, Ontario police will be able to impose three-day roadside licence suspensions for drivers found to be operating vehicles while impaired by a drug or by a combination of drugs and alcohol.

Important Changes to your Automobile Insurance

June 29, 2016

This is an IMPORTANT announcement for all Ontario Auto insurance policy holders.

Overland Water Coverage

June 1, 2016

Many of our property insurance companies are now offering Overland Water Coverage.

Proud to be a finalist in the 2016 Business Excellence Awards

May 13, 2016

The Guelph Chamber of Commerce has announced the finalists for the 2016 Business Awards. Sutherland Insurance is nominated for Excellence in Business.

Driverless cars - How will they impact insurance?

April 28, 2016

How will driverless cars impact insurance?

Provincial Budget and Insurance

February 29, 2016

Positive changes are ahead for auto insurance.

Insurance fraud in Toronto

February 27, 2016

Insurance fraud affects everyone's rates. Toronto clinic busted.

Solution for Uber Drivers

February 20, 2016

We are pleased to announce that we are now able to offer part-time Uber drivers proper insurance coverage.

Insurance Solution for Uber Drivers

January 6, 2016

Aviva to offer insurance solution for Uber drivers.

Commercial Insurance

Navigating the Complex World of Errors and Omissions Insurance

September 25, 2023

Errors and Omissions Insurance (E&O) can often feel like a complex labyrinth that's hard to navigate, especially when the stakes are high and your professional reputation is on the line. At Sutherland Insurance, with our extensive years of experience in providing E&O insurance across various sectors, we're committed to simplifying this journey for you.

Essential Tips for Student Housing Owners

September 8, 2023

Looking to invest in student housing? Sutherland Insurance offers an exclusive program tailored to your needs. Discover essential tips to make the most of your investment.

Why Consultants Need Professional Liability

March 23, 2018

As the work force becomes more contract orientated, there has been an increase in independent consultants. These individuals are self-employed and hired by firms per project relating to their discipline.

Commercial Exposure - Insuring Buildings to Value

January 8, 2018

The value of commercial properties has increased significantly over the last two decades along with the cost of construction. Given the significant amount of investment, it is important for property owners to understand the importance of insuring to value.

The Essentials of Business Insurance

August 14, 2016

What insurance is considered essential for a business?


Why Full Transparency with Your Insurance Broker Pays Off

November 27, 2023

Discover why being open with Sutherland Insurance about your coverage needs is crucial for obtaining the best premiums and ensuring your claims are honored.

What is an Insurance Broker?

August 21, 2023

When it comes to securing insurance in Ontario, you have two primary options: working with a broker such as Sutherland Insurance, or working with a direct writer. Understanding the differences between these options is crucial to make an informed decision that suits your unique needs.

The Rising Concern of Auto Thefts

August 14, 2023

The rise in auto thefts across Ontario has raised alarms for vehicle owners and the auto insurance industry. With reports indicating significant spikes in car thefts, consumers are increasingly turning to an auto insurance broker such as Sutherland Insurance for clarity and solutions.

*NEW* Text Our Office

November 18, 2022

We want to make dealing with us simple and convenient. You can now text your questions or documents to our main number: 519-822-0160

Teresa Henry Retires

November 14, 2022

For the past 28 years, Teresa Henry has served our customers with a smile and we can't thank her enough. On Dec 2, 2022 she will begin a new chapter. We wish her all the best!

How Police Will Handle Roadside Testing for Marijuana

November 16, 2018

If you’re over these limits – two nanograms of THC per millilitre of blood for a summary conviction (essentially a warning with an up to $1,000 fine) and five nanograms for a criminal conviction – you can be charged

Q- As a Landlord what do I need to know about insuring student occupied housing?

April 14, 2016

Insuring Student Housing

Insurer asks policy holders: Are you driving for Uber

January 4, 2016

Wawanesa Insurance is asking their clients whether or not they drive for Uber.